Raluca Nicolescu

Raluca Nicolescu

Executive Director - SME, Raiffeisen Bank

Raluca Nicolescu, SME Director with Raiffeisen Bank is a multidisciplinary leader with 20+ years’ experience in designing and delivering financial products and business solutions. In her current position, Raluca is responsible for developing a pipeline of solutions to include customer experience, products, service offer, and distribution channels. Previously, Raluca was the Treasurer of the bank and had different positions in risk management or corporate areas, where she has gained a diversified skill set, including commercial banking, risk management, portfolio management, asset/liability management.

Raluca believes in lifelong learning, curiosity to discover, and collaboration as key ingredients to both personal and professional development.

Raluca is a CFA Charterholder, has an EMBA degree from the University of Sheffield, graduated Executive Development Program with the Wharton School, and Sustainable Finance course with the University of Cambridge.

11:40h - 12:10h
UK Time

Stage 1

The game of loans. Bridging the SME financing gap through innovative lending

  • Banking
  • Panel
Access to finance remains one of the greatest challenges for SMEs. How can banks leverage technology and innovative business models to improve SME lending? Moderated by Catalin Dediu, VP of Product Management at FintechOS, this panel will explore what banks can do in order to reduce risk, provide SMEs with easier access to finance and […]